Cost Of Pursuing a BDS Degree in INDIA : Fees , Scholarship, and Loans:
The cost of pursuing a Bachelor of Dental Surgery (BDS) degree in India can vary significantly depending on the type of institution (government or private) and the state. Here's a breakdown:
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1. Tuition Fees:
- Government Colleges:
- The fees in government colleges are generally lower, ranging from ₹50,000 to ₹1,50,000 per annum.
- Private Colleges:
- The fees in private colleges can be significantly higher, ranging from ₹2,00,000 to ₹10,00,000 per annum.
2. Additional Costs:
- Hostel Fees: ₹50,000 to ₹1,50,000 per annum, depending on the college.
- Books and Supplies: ₹10,000 to ₹30,000 per annum.
- Miscellaneous Expenses: ₹20,000 to ₹50,000 per annum (including examination fees, lab fees, etc.).
3. Scholarships:
- Government Scholarships: Various state and central government scholarships are available based on merit, income level, and reserved categories (SC/ST/OBC).
- National Scholarship Portal: Offers various central and state government scholarships.
- AICTE Saksham Scholarship: For differently-abled students.
- PMSSS: For students from Jammu and Kashmir.
- Private Scholarships: Some private organizations and trusts offer scholarships to meritorious students.
- Swami Vivekananda Merit-cum-Means Scholarship: For meritorious students from West Bengal.
- Sitaram Jindal Foundation Scholarship: For students from economically weaker sections.
- College-Specific Scholarships: Some institutions offer their own scholarships based on merit or need.
4. Education Loans:
- Banks: Most major banks in India offer education loans for BDS courses. The loan amount typically covers tuition fees, hostel charges, and other expenses. Interest rates generally range from 8% to 12% per annum.
- Loan Amount: Up to ₹10 lakhs for studies in India.
- Repayment Period: Usually starts 6 months to 1 year after the completion of the course and can extend up to 15 years.
- Government Schemes: Some states offer subsidized loans or interest-free loans to students pursuing higher education.
Conclusion:
The overall cost of pursuing a BDS degree in India can range from ₹3 lakhs to ₹25 lakhs for the entire course, depending on the institution. However, with scholarships and education loans, many students find it easier to manage the financial burden.